Jim Emanoilidis

Jim has been finding surety solutions for residential developers for over 18 years elevating the use of purchaser deposits in condominium projects to a whole new level.  In 2011, Jim broke away from working for insurance companies and launched Westmount Guarantee Services Inc. (“Westmount Guarantee”).  Jim has a simple and straightforward approach; help developers build their vision by being the best at understanding risk and the marketplace, and having the knowledge and ability to deliver project financing that creates the highest level of value for the developer and security to all parties involved.  All the while executing within the client’s time frame. 

Now with the launch of Westmount Guarantee Insurance Group Inc., Jim is happy to team with Marc and Jennifer to bring the same approach to Westmount Guarantee clients’ construction insurance needs.


647.499.8249 Ext 201

Marc Puddy
Principal Broker

Marc is a third-generation insurance broker who in 2017, chose to pursue an opportunity with Westmount Guarantee Insurance Group Inc. to help build Ontario’s finest construction insurance team.   

Marc has over 20 years of experience as an insurance broker.  Back in 1996 after completing his B.A. in Political Science at the University of Western Ontario Marc starting working for one of the largest privately held insurance brokerages in Canada and trained at Lloyd’s of London.  After his return to Canada Marc decided to concentrate on professional liability insurance, where errors and omissions for architects and engineers were a focus.  As a result, Marc became involved in large and difficult to place construction insurance for some of Toronto’s most noted public and private buildings. 

Outside of his passion for all things insurance, Marc’s interests include running, golf, skiing and squash. Marc has been a licensed private pilot since 1992 and is active in Federal politics and charitable organizations.  He is a member of the Toronto Golf Club, the Cambridge Club and Annabel's in London, England.  His wife Erica and two children, Brian and Ella, reside in Toronto and Medonte Township.


647.499.8249 Ext 220 




Jennifer Sparfel
Account Executive

Jennifer joined Westmount Guarantee Insurance Group Inc. in 2017 with a goal to facilitate the best terms and conditions for Westmount Guarantee clients.  Jennifer began her career in insurance after graduating from the University of Western Ontario in 2011.  A quick learner with a sharp mind, Jennifer has tremendous experience in both the construction and energy sectors. 

Starting as an underwriter in the energy sector at one of Canada’s leading specialty market insurers, Jennifer focused on mining operations, renewable energy, oil, natural gas and petrochemical operations. 

Later as a property insurance underwriter, Jennifer specialized in underwriting Course of Construction and Wrap-Up Liability insurance for international and domestic construction projects with insured values ranging from $500,000 to $900,000,000. Jennifer’s in-house capacity of $400 million provided a wonderful platform from which to underwrite construction and liability exposures of every risk and level of complexity.

Not one to slow down, Jennifer continues to develop and educate herself in the Builders Risk and Wrap-Up and is a 2017 Chartered Insurance Professional (CIP) Candidate.


647.499.8249 Ext 221


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